Risk Management

Offerings designed to help you effectively administer your insurance and self-insurance programs.

Actuarial Analyses

An annual actuarial subsidy of up to $2,000 helps offset the cost of actuarial studies for members of the Excess Workers’ Compensation, General Liability 1, General Liability 2 and Medical Malpractice (Program 1) programs via a contract with Bickmore to give members access to actuarial services at reduced rates.

If you’re a member of the EIA’s excess coverages, the Underwriting and Claims Administration standards require that you have an actuarial study conducted at least once every three years.  However, because more frequent evaluation of self-insured funding levels is a sound fiscal practice, the EIA supports and encourages you to do so by providing an annual subsidy to help offset the cost of actuarial studies.

An annual actuarial subsidy of up to $2,000 is available to members of the following programs:

•Excess Workers’ Compensation

•General Liability 1

•General Liability 2

•Medical Malpractice (Program 1)

You may select any actuarial firm, but studies should be performed by a Fellow of the Casualty Actuarial Society (FCAS). The EIA has negotiated reduced costs for our members with our contracted actuarial firm, Bickmore, and many of our members utilize their services. If you elect to utilize Bickmore for their actuarial services you’ll receive the benefit of volume pricing, and are relieved of the administrative task of requesting the actuarial subsidy. Bickmore will provide a copy of the completed report to the EIA along with an invoice for the subsidy balance, which reduces upfront expenses for your organization. If you utilize another actuary you may request reimbursement for the actuarial subsidy by sending a request, along with a copy of the completed report and invoice, to the EIA.  Contact the EIA’s Underwriting staff for more information.

Risk Management Subsidy

An annual Risk Management Subsidy of $1,000 per year (per coverage) can be used to cover any risk management or loss prevention related expenses and is available to members of the Workers’ Compensation, Property, Liability and MedMal programs.

The EIA’s Risk Management Subsidy program is a voluntary program that was created to offset the direct costs you incur from securing external loss prevention or risk management services.  A subsidy account will be established for each participating member and may be used for any loss prevention or risk management matter.  For complete details, view the Policy Statement Regarding Subsidy Funds.

The annual Risk Management Subsidy of $1,000 per year (per coverage) is available to members of the following programs:

  • Excess Workers’ Compensation
  • Primary Workers’ Compensation
  • Primary General Liability
  • General Liability 1
  • General Liability 2
  • Medical Malpractice
  • Property

Risk Management Subsidy funds can be used to cover any risk management or loss prevention related expenses, including but not limited to: purchase of safety equipment, safety videos, ergonomic equipment, safety pamphlets, expenses related to attending seminars, conferences and regional training, expenses related to contracting for inspections or training, and site inspections and property appraisals not already included in Property Program. Risk Management Subsidy fund balances and requests for reimbursement should be submitted directly from the Members Area of the EIA website.

Certificates of Insurance Management

EIA has contracted with Exigis, an online certificate of insurance tracking and management company, to perform all the work necessary to obtain and record proper evidence of insurance coverage from each organization with whom the members contract.

Keeping track of incoming certificates of insurance is an administrative nightmare for most organizations. The work required to collect the mountain of paper and verify coverage against stated insurance requirements is difficult, time consuming, and expensive. If your organization is like many, this function is not being done well or done at all.

To help our members manage and administer their certificates, the EIA has contracted with Exigis LLC, an online certificate of insurance tracking and management company. Exigis performs all the work necessary to obtain and record proper evidence of insurance coverage from each organization with whom the members contract. Exigis requests certificates from vendors, verifies coverage, sends deficient coverage notices, sends expiring coverage notices, images all incoming certificates and posts them online for easy retrieval.

The EIA has negotiated a competitive rate available to all of our members at $12.50 per vendor, per year with an implementation fee of $2,500 base, plus $1.50 per vendor. If you are interested in obtaining more information about this service, please contact Danielle Reich or call (916) 850-7300.

For example: 500 vendors would be $3,250 to implement services, and $6,250 per year thereafter. The billing is handled through the EIA on a quarterly basis.

The EIA’s General Counsel, Steve Underwood, Esq. is available to members for assistance and/or consultation on various legal matters.

Topics include the following areas*:

  • Brown Act
  • Public Records Act
  • Contracts and other documents legal review
  • Statutory interpretation
  • Litigated matters
  • Telephonic appearance at closed sessions of the legislative body
  • Other general governmental issues

* The Legal Advice Service is intended to support, not replace, your existing legal personnel and is separate from services provided by the Eyres Law Group for EPL consulting.

Members should contact Steve directly at 805-705-6195 or via email, or Maria Blanco.

About Steve Underwood

Steve has been the EIA's contracted General Counsel for 30 years. Having been the County Counsel for Mendocino and Santa Barbara for over 33 years, he has a wealth of knowledge in public entity legal issues, which he will use to assist you with your entity’s legal matters.   

Insurance Requirements in Contracts Manual (IRIC) is a refereance guide to aid in the review of insurance related topics in contracts.

Contract Review – IRIC Manual & Frequently Asked Questions

For assistance or information on contracts, Alliant offers Contract Review Services as well. Contact Alliant for specific questions and help.

EIA's Legislative Committee was developed with the objective of actively participating in the legislative and regulatory process. Contact Mike Pott for more information.

Real & Personal Property Program Appraisal Services

In accordance with a contract between EIA and Alliant Insurance Services, Alliant will provide property appraisal services, via Alliant Appraisal Services.

Appraisal Services Requirement:

Members of the Property Program shall perform a real property replacement valuation for all locations over $250,000.  New members shall have an appraisal or valuation performed within 1 year from entry into the Program. 

See Policy Statement Regarding Appraisal Services

Alliant Insurance Services has developed an online application to assist members with property schedules, vendor certificate tracking, and requesting issuance of certificates of insurance utilizing their AlliantConnect application.

Go to: AlliantConnect or contact Joe Sanders at (949) 660-8153 or jsanders@alliant.com for more information.

AlliantConnect Instructions