PRISMHealth

The PRISMHealth Program was created in 2003 to provide members with a cost-effective alternative to their current healthcare coverage options. Available to both small and large group segments, the PRISMHealth Program uses the concept of pooling in order to reduce healthcare premiums and ensure that all members are afforded equitable participation based on their specific claims performance.

The pooling approach creates value and long-term stability for your entity by securing the lowest fixed costs possible from our premier carrier partners and combining similar risk profiles in a financially stable pool. With the PRISMHealth program, you will have the flexibility to match current plan designs and implement product offerings to contain cost for both active and retired employees.

As the second largest public sector healthcare purchasing program in California, PRISMHealth now covers more than 37,000 employee /retiree primary subscribers. To maximize savings for the PRISMHealth pool, in 2006, PRISM entered into a risk sharing contract with SISC (Self Insured Schools of California).  The partnership resulted in the PRISMHealth program becoming part of an even larger pool, covering more than 400 agencies with 150,000 primary subscribers.

Since its inception, the PRISMHealth Program has consistently outperformed the marketplace, effectively competing with standalone plans, other pooled arrangements and CalPERS.  The PRISMHealth Program is founded on the basis of the RIGHT RATE, RIGHT NOW, focusing on maintaining a balanced renewal trend, with less year to year rate volatility.

Our carrier partners:

 

 

 

 

The PRISMHealth Program announced a new partnership with Kaiser Permanente, furthering our competitive edge and enhancing out overall program offering. Founded in 1945, Kaiser Permanente is one of the nation’s largest not-for-profit health plans, serving 10.2 million members.  The addition of Kaiser expanded the PRISMHealth program plan offerings and diversified our program in order to provide the most comprehensive public agency healthcare program in the state. For more information on PRISMHealth and Kaiser Permanente partnership, please contact:

Sidney DiDomenico, Director of Employee Benefits 
Phone:  916-850-7300