The Patient Protection and Affordable Care Act (PPACA) requires plans and issuers that offer coverage to children on their parents’ plan to make the coverage available until the adult child reaches the age of 26. Plans that offer dependent coverage must offer coverage to enrollees’ adult children until age 26, even if the young adult no longer lives with his or her parents, is not a dependent on a parent’s tax return, or is no longer a student. This coverage is Effective for Plan or Policy Years Beginning On or After September 23, 2010. For almost every EIA member, this change in coverage will be effective January 1, 2011.
Copies of the regulations, a fact sheet and other information are available.
